CreditAfrica is a digital solution designed for African markets where credit cards are uncommon, and cash-based informal credit transactions dominate. It enables sellers to record and track credit transactions electronically via WhatsApp and a Desktop application, eliminating the need for physical logs. Buyers and sellers can access transaction records securely, fostering accountability and trust.

By formalizing these informal credit transactions, CreditAfrica introduces a system that promotes financial trust within communities. It empowers sellers to make informed decisions, reduces risks, and builds a creditworthiness framework for buyers.